AmeriMarkSM Freedom Series flexible premium deferred fixed indexed annuities are
issued by OM Financial Life Insurance Company, Baltimore, MD;
products are distributed by Legacy Marketing Group�.
Subject to state availability. Certain restrictions may apply. Refer
to contract, Earnings Rate Update, sales guide, and State Approval
Matrix for details. Group Certificate Nos: OM-CEIAII-0708-0,
OM-CEIAII-0708-B, OM-CEIAII-0708-0-1, OM-CEIAII-0708-B-1, et al.
Rates effective January 1, 2010, and subject to change. Index rates
are subject to a cap, and caps are subject to change at the
insurer�s discretion.
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*
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On
7-year No Bonus product.
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**
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On
12-year No Bonus product.
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�
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Also
known as Annual Point-to-Point 3-Year High-Water Mark
Strategy.
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��
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5%
bonus is available on applications received from September 1,
2009, through March 31, 2010. Transfer premium must be
received by May 14, 2010. After promotion, 2.5% rate will
become effective
again.
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